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Search our extensive inventory of available properties (all Austin area MLS listings).  All information is current and available 24-hours a day, 7 days a week.

Do you qualify for the Home Buyer Tax Credit?

To take advantage of the home buyer tax credit, you must have a contract by April 30, 2010 and close on the home by June 30, 2010.
Find out if you qualify

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Lisa Meier, REALTOR

The right Realtor makes all the difference.  It is crucial to choose the right agent to find your next home. With thousands of homes for sale in the Austin MLS, looking by yourself is overwhelming.  Any agent can open the door and let you look around.  That just simply isn’t enough when it comes to representing a buyer!

This e-mail address is being protected from spambots, you need JavaScript enabled to view it I will walk you through each step and present all of your options so that you are comfortable making each decision along the way.  What really sets me apart from my competition is my dedication to my clients.  I answer phone calls and e-mails and return messages promptly.  I help take the stress out of the buying experience. Moving is stressful enough, contact me for help today!
 
Tips for Buyers
The Buying Process Print E-mail

 Buying a Home - The Basics

You've made the decision to buy a home!  But what next?  Most people only buy a home a couple of times in their life.  You've probably heard of the changes in the mortgage industry, but how will that impact you? 

The following steps are a general outline of what you can expect.  Whether this is your first time or your last time to purchase a home, the home buying process and standards are constantly changing.  I will help prepare you for each step.  If I can help in any way, just let me know!  Request my free "Buying Your Home Guide" for a complete and comprehensive look at the process and what to expect. 
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Tax Benefits of Homeownership Print E-mail
One of the great benefits of home ownership is the tax breaks!  See below for a list of deductions and credits you may qualify for. 
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First Time Home Buyer Tax Credit - Purchased between 1/1/2009 and 12/1/2009 Print E-mail
As part of the “American Recovery and Reinvestment Act of 2009", Congress has enacted legislation providing a tax credit of up to $8,000 for first-time home buyers.  Time is of the essence for buyers who want to take advantage of this opportunity. Only homes purchased on or after January 1, 2009 and before December 1, 2009 are eligible. 
  • The tax credit is for first-time home buyers only.
  • The tax credit does not have to be repaid.
  • The tax credit is equal to 10 percent of the home’s purchase price up to a maximum of $8,000.
  • The credit is available for homes purchased on or after January 1, 2009 and before December 1, 2009.
  • Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit.
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First Time Home Buyer Tax Credit - Purchased between 4/9/2008 and 12/31/2008 Print E-mail
The Housing and Economic Recovery Act of 2008 authorizes a $7,500 tax credit for qualified first-time home buyers purchasing homes on or after April 9, 2008 and before December 31, 2008.

While this is certainly a great opportunity for first time buyers (particualarly since down payment assistance programs are no longer widely available), it's important to carefully read the details to decide if the taking the credit is right for you.  The credit must be repaid over 15 years (making it, in effect, an interest free loan).  NOTE - THIS IS NOT THE 2009, HOME BUYER TAX CREDIT FOR $8,000 THAT DOESN'T NEED TO BE REPAID!
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7 Reasons to Own Your Own Home Print E-mail
Home ownership is a great opportunity!  Here are seven reasons why home ownership may be right for you.
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5 Reasons You Need a REALTOR® Print E-mail
Buying a home is a big decision.  Don't let fear of the unknown paralyze you.  Having a proven professional on your side makes your experience much more enjoyable!
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5 Tips for Homebuyers Seeking a Mortgage Print E-mail
Here’s a warning for potential borrowers: Nervous lenders have tough new rules and are paperwork crazy.

"Borrowers are going to have to prove they are the borrower they say they are," says Keith Gumbinger, vice president of HSH Associates, a mortgage-industry publisher in Pompton Plains, N.J.

Gumbinger says homebuyers should consider these things before they apply for a loan.
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Complete Guide to Buying Your Home E-mail
Buying Your Home, power point presentation

Buyer Guide Power Point Presentation

This e-mail address is being protected from spambots. You need JavaScript enabled to view it of my complete guide that will take you through the home buying process.
 
10 Things to Take the Trauma Out of Homebuying Print E-mail
Buying a home doesn't have to be scary!  Read these 10 tips to take control of your fears and win in the game of real estate.
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New Texan Information Print E-mail
If you just moved to Texas, you’ll soon learn plenty about the culture, customs, and history of the state. In the meantime, here are a few items to consider as you get acclimated.
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Lisa Meier is a REALTOR licensed in the state of Texas.  Each office is independently owned and operated. Equal housing opportunity. The broker does not guarantee the information describing any property.  Interested parties are advised to independently verify all information through personal inspection or with appropriate professionals. Broker Licensed in Texas, North and South Carolina, Mississippi, Florida and Alabama.
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